MSAASPRO delivers enterprise-grade sanctions screening, PEP detection, and risk-based Customer Due Diligence fully aligned with SBP BPRD Circular No. 2 of 2012 and FATF recommendations — purpose-built for any financial institutions.
MSAASPRO covers your entire AML/CFT obligation — from real-time sanctions screening to structured risk profiling for every customer relationship.
Instantly screen customers, entities and counterparties against 50+ global and local sanctions databases. Run individual, batch, or continuous 24/7 portfolio monitoring with automated alerts.
Structured risk scoring per SBP BPRD Circular No. 2 of 2012 Annexure-A — assign LOW, MEDIUM or HIGH risk ratings to every customer with full three-tier review and approval workflow.
MSAASPRO is designed from the ground up to meet SBP, FATF, and international AML/CFT standards — so your institution stays compliant without building compliance from scratch.
Full Annexure-A implementation — all scoring categories, risk bands, and CDD decisions as mandated by the State Bank of Pakistan for microfinance and banking institutions.
Risk-based review frequency (HIGH=6m, MEDIUM=12m, LOW=24m), PEP identification, beneficial ownership tracking, and EDD workflows aligned with FATF's 40 Recommendations.
STR (Suspicious Transaction Report) workflow, audit trail for every decision, and complete documentation support for regulatory inspections and FMU reporting requirements.
A straightforward compliance workflow from customer onboarding through to ongoing monitoring and periodic review.
Add customer identity and link to AML screening records
Instant check against 50+ PEP and sanctions databases
Score all parties on Annexure-A matrix — assign LOW/MEDIUM/HIGH
Officer prepares, Reviewer checks, Approver signs off with full audit trail
Automated background screening flags new matches as they appear
Overdue alerts, auto-scheduled reviews and SBP-ready Excel reports
Identify sanctioned entities, PEPs, and high-risk individuals across multiple watch lists — individual screening, batch runs, and automated 24/7 portfolio monitoring with instant alerts.
Breakthrough federated query technology searches data across UKHMT, OFAC, UNSC, EU, DFAT, Interpol, NAB, NACTA, FIA Red Book and your internal watchlist — all in a single operation.
Periodic batch scanning of entire portfolios generates structured alerts — enabling teams to optimise investigative efficiency and stay compliant on regular CDD review cycles.
Join Pakistani financial institutions using MSAASPRO to meet SBP regulatory requirements and protect against financial crime.